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Balance Transfer Savings

Compare your current loan with a lower-rate offer.

Outstanding Loan (₹)

Old Interest Rate (%)

New Offer Rate (%)

Remaining Tenure (years)

Processing Fee (%)

Other Charges (₹)

Old EMI

₹31,327

New EMI

₹29,104

Monthly Save

₹2,223

Net Savings (after transfer cost)

₹3,80,055

Gross interest saved: ₹4,00,055 − Transfer cost ₹20,000

Worthwhile if remaining tenure is 5+ years and rate drop is at least 0.5%. Always confirm pre-payment penalty on your old loan and credit score impact before transfer.

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