WorkSocial India

Home Loan Pro Rata Calculator

Calculate bank & customer contribution demand-wise when sanction is less than the eligible amount.

🏠

Need help with your home loan?

Our bankers will call you — Free, no commitment!

1

Property Details

2

Cost Configuration

₹ 2,50,000
₹ 52,50,000
3

Loan Details

₹ 42,00,000
76.19%
₹ 12,50,000
23.81%
4

Payment Schedule

Demand-wise
Demand NamePercentage (%)Amount (₹)
₹ 10,50,000
₹ 10,50,000
₹ 10,50,000
₹ 10,50,000
₹ 10,50,000
Total100.00%₹ 52,50,000
5

Pro Rata Ratio

Bank Contribution

77%

Customer Contribution

23%

Sanctioned Loan

₹ 40,00,000

Own Contribution

₹ 12,50,000

Bank 77%Customer 23%
6

Pro-Rata Calculation

Yellow cells are editable
Demand%Amount (₹)Bank (₹)Bank %Customer (₹)OC %
Demand 120.00%₹ 10,50,000₹ 00.00%20.00%
Demand 220.00%₹ 10,50,000₹ 10,50,00020.00%0.00%
Demand 320.00%₹ 10,50,000₹ 8,08,50015.40%4.60%
Demand 420.00%₹ 10,50,000₹ 8,08,50015.40%4.60%
Demand 520.00%₹ 10,50,000₹ 10,50,00020.00%0.00%
Total100.00%₹ 52,50,000₹ 37,17,00070.80%₹ 15,33,00029.20%
7

Export & Share

More Calculators