Terms & Conditions

Last updated: April 2026

1. Acceptance of Terms

By accessing or using the WorkSocial India website (worksocial.org), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this site.

Yeh site use karke aap in terms ko accept karte hain. Hum recommend karte hain ki aap inhe dhyan se padhen.

2. Services Provided

WorkSocial India provides financial guidance, free calculators, and general information to help working Indians make better financial decisions.

WorkSocial India is not a bank, NBFC, financial institution, or registered investment advisor. We do not lend money, sell insurance policies, or manage investments directly.

3. No Financial Advice Disclaimer

All information, articles, and tools on this website are for educational purposes only. Nothing on this site constitutes professional financial, legal, or tax advice.

Please consult a qualified and registered financial advisor before making any financial decision, including taking a loan, purchasing insurance, or investing.

Koi bhi financial decision lene se pehle ek certified financial advisor se zaroor salah lein.

4. User Responsibilities

When using our website or submitting any form, you agree to:

  • Provide accurate and truthful information
  • Not misuse or attempt to disrupt the website
  • Not submit false, misleading, or harmful content
  • Use the site only for lawful purposes

5. Calculators & Tools

All calculators on WorkSocial India (home loan, SIP, NPS, HRA, pro-rata, etc.) provide estimates only.

Actual loan amounts, EMIs, returns, and tax figures may vary based on lender policies, market conditions, and individual eligibility. Always verify with your bank or financial institution before proceeding.

6. Third-Party Links

Our website may contain links to external websites or services. WorkSocial India is not responsible for the content, accuracy, or privacy practices of any third-party websites.

External links ko follow karna aapki apni zimmedari hai. Hum un sites ke content ke liye liable nahi hain.

7. Intellectual Property

All content on this website — including text, graphics, logos, calculator tools, and design — is the intellectual property of WorkSocial India and is protected under applicable copyright laws.

You may not reproduce, distribute, or use any content from this site without prior written permission from WorkSocial India.

8. Limitation of Liability

WorkSocial India shall not be liable for any direct, indirect, incidental, or consequential financial loss or damage arising from:

  • Reliance on information or calculators on this site
  • Decisions made based on our guidance
  • Errors, omissions, or inaccuracies in content
  • Temporary unavailability of the website

You use this website at your own risk.

9. Changes to Terms

WorkSocial India reserves the right to update or modify these Terms & Conditions at any time without prior notice. Changes will be effective immediately upon posting on this page.

We encourage you to review this page periodically to stay informed of any updates.

10. Contact Us

For any questions regarding these terms, please reach out: