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Property Affordability

Max property you can buy — income + savings combined.

Monthly Income (₹)

Existing EMIs (₹/mo)

Available Savings (₹)

FOIR Cap (%)

Interest Rate (%)

Loan Tenure (years)

Max Property You Can Afford

₹63,22,411

Max EMI

₹45,000/mo

Eligible Loan

₹51,85,388

Down Payment

₹11,37,023

~7% of property value reserved from savings for stamp duty, registration & brokerage. Adjust FOIR — banks typically allow 50-65% based on income slab.

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